Rules to Live By

An instrument rating is no guarantee against an accident.
Understand weather trends that reduce ceilings and visibility.
Always have an out and know your “bailout direction” where you can head for clear weather.
Discuss your plan with another experienced pilot or CFI if there’s any uncertainty.
Have a contingency plan and stick with it—don’t compromise.
Be wary of “just taking a look.” It’s hard to come back once you’ve gained momentum.
Use ATC services and declare an emergency if you enter IMC.
Keep calm and transition quickly to cockpit instruments.
Avoid sudden movements, especially head movement.
Practice real-world VFR into IMC encounters and escapes with a qualified CFI.